Grade 9 Financial Literacy Worksheets
Free printable financial literacy practice for Grade 9 students. Generate problems, solve them on screen or paper, and download as PDF.
What your child will practice
- Financial Decision MakingDemonstrate an understanding of the difference between fixed and variable expenses, and develop a monthly budget.
- Saving and InvestingCompare various saving and investment options, including the effect of compound interest.
Practice Worksheet
Financial Literacy Practice
Solve each problem. Show your work. Round monetary answers to two decimal places where necessary.
- 1.Sarah has a monthly budget of 1500. Her fixed expenses are 800 for rent and 150 for loan payments. Her variable expenses include 200 for groceries and 100 for transportation. How much money does Sarah have left for savings and discretionary spending each month?
- 2.Calculate the total amount in an account after 3 years if 5000 is invested at an annual interest rate of 4% compounded annually.
- 3.A company's profit P (in thousands of dollars) from selling x thousand units of a product can be modeled by the quadratic equation P = -x² + 10x - 15. What is the maximum profit the company can make?
- 4.John wants to save 10,000 for a down payment on a car. He plans to invest money that earns an average annual return of 7%. How many years will it take for his initial investment of 5,000 to grow to 10,000, assuming the interest is compounded annually? (Hint: You may need to use logarithms or trial and error for an approximate answer).
- 5.A family's monthly expenses consist of fixed costs of 1200 (rent, mortgage, insurance) and variable costs that average 750 (food, utilities, entertainment). If their total monthly income is 3500, what percentage of their income is allocated to expenses?
- 6.A startup company has two investment options. Option A offers a fixed return of 5000 per year for 5 years. Option B offers an initial investment of 20,000 that grows at a compound annual interest rate of 6% for 5 years. Which option yields a higher total return after 5 years, and by how much?
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Grade offline workFrequently Asked Questions
How often should my child practice financial literacy?
Short daily practice sessions of 10-15 minutes are more effective than long weekly sessions. Consistency builds lasting understanding.
How do I know if my child is at the right level for these worksheets?
If your child can complete about 70% of the problems correctly, the level is appropriate. If it's too easy or too hard, try an adjacent grade level.
Can I use these worksheets for homeschool?
Yes. The worksheets align with standard curriculum expectations and can supplement any math program. Generate multiple worksheets to create a full practice set.